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...many cases the firms most aggressively competing for deposits aren't taking the money and lending it out but are instead holding on to it to buttress their balance sheets. Since consumers and businesses are so starved for credit, the banks that do want to lend the money forward are finding some ability to charge rates at a greater premium to prime, says Koch, but that doesn't necessarily make up the entire gap. Banks in general are still spooked by loans gone bad and nervous about lending to individuals and businesses without top-tier credit scores...

Author: /time Magazine | Title: The CD-Rate Scramble: Better for Depositors than for Banks | 12/8/2008 | See Source »

...Sitting beside Flores, leaning forward in her chair and speaking a few decibels louder than her running mate, McLeod exudes energy...

Author: By Elias J. Groll and Jillian K. Kushner, CONTRIBUTING WRITERSS | Title: Insider Wants Inclusive UC | 12/8/2008 | See Source »

...Though McLeod’s personality has been the dominant one on the ticket, when Flores begins talking about her potential political future, the usual shyness falls away—she slows down, leans forward, and engages...

Author: By Elias J. Groll and Jillian K. Kushner, CONTRIBUTING WRITERSS | Title: Insider Wants Inclusive UC | 12/8/2008 | See Source »

...with caution to reports of a Pakistani raid that led to the arrest of an alleged Mumbai mastermind. Indian security analysts are concerned that the move may be a feint by Pakistan's all-powerful military to buy time. "If the reports are true, the raids show some movement forward," says defense expert C. Uday Bhaskar. "But given how the civilian and military establishments are aligned in Pakistan, it is always a case of two steps forward, one step backward...

Author: /time Magazine | Title: Pakistan's Mumbai Arrest: Will It Satisfy India? | 12/8/2008 | See Source »

...confidence in them. When those shots aren’t falling, we have to find other ways of putting the ball in the basket.”“I never felt at any point that we weren’t hitting shots,” added senior forward Katie Rollins, who had another double-double for her resume with 16 points and 14 rebounds. “It was a very physical game, and the referees officiated a great game, because they weren’t calling everything. I’m sure we were missing shots because...

Author: By Ricky Liu, CONTRIBUTING WRITER | Title: Offensive Glass is Crimson’s Undoing | 12/7/2008 | See Source »

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