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...modification effort - abbreviated as HAMP - does little to help such borrowers since in many cases lenders will recoup more by foreclosing (the test any loan modification must pass). A recent Bank of America Merrill Lynch study of loan modifications at IndyMac, which provided the template for broader modification efforts, found that about 20% of subprime loans had been rewritten, while fewer than 8% of option ARMs got reloaded. (See pictures of TIME's Wall Street covers...
...wave of good karma after its first road sweep in 10 years, due mostly to the freshmen getting over their winter swoon: Casey won Ivy Player of the Week, Brandyn Curry carried Harvard on his back late in the Yale game, and both Christian Webster and Dee Giger found their stroke...
Through an innovative drug screening process designed to find compounds that target cellular energy metabolism, a team of researchers at Harvard-affiliated Massachusetts General Hospital found that the drug Meclizine has the potential to revolutionze the way doctors treat strokes and heart attacks...
...enough that he was sent to the U.S. naval hospital ship Comfort for emergency treatment. Doctors might have been inclined to then send Kenzie to an orphanage - until a volunteer Haitian nurse on board, Edith Philistin, who was in contact with the UNICEF project, did some detective work and found the boy's relatives, who have since taken him in. "They thought he was dead [until] I pointed to the big boat in the sea," says Philistin...
...This week, Relief International doctors at a field clinic in a hard-hit suburb of the capital encountered a woman who only a few days before had found an infant abandoned in an open-air latrine. The NGO contacted UNICEF, which is registering the baby and conducting a search through various media, like radio, for her family. What's more, even though the woman who found her is poor, she has been allowed to care for the infant under the UNICEF network's supervision - largely because experts like de la Soudiere says it's often a better option to keep...