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...recent study of credit trends, FICO - maker of the loan-scoring system most widely used by banks - found that among people with high credit scores, consumers were more likely to default on their mortgage than on credit-card or auto loans. In fact, borrowers with a 700-709 score, which is about the middle of FICO's range, were 25% more likely to default on their mortgage loan than on their credit-card commitments. That's a shift from just two years ago, when the opposite was true. (See the best business deals...
...results, published on Monday in the Archives of Pediatrics & Adolescent Medicine, are in line with several other studies. In fact, past analyses have found that infants who watch educational DVDs learn fewer words and score lower on certain cognitive tests by the time they reach preschool than kids who haven't watched the videos. These studies, however, were all observational - meaning that rather than assigning babies to watch videos or avoid them, scientists simply asked parents about their babies' viewing habits and then correlated that information with the kids' performance on tests of word acquisition and language skills later...
...found that over the course of six weeks, the children watching the DVDs didn't learn any more words than children not watching," says Richert...
Another reason videos inhibit word-learning may simply be that they replace precious parent-child time that could be spent learning the same words. If babies are watching a DVD, they are not engaging or communicating with their parents. In Richert's study, her team found that the most learning occurred when parents directly taught children new words by pointing at an object, saying its name and repeating it. In the final session in the lab, the researchers observed parents and their youngsters as they watched Baby Wordsworth together; the children's ability to learn words in these situations...
...view each others’ animations, and people with different backgrounds help each other out.” In the introductory meeting, Lingford and Viel led a game of Pictionary in which students were asked to draw basic scientific words, such as gravity and dilution. They found that while some concepts could be easily represented using identifiable symbols—such as an apple falling that illustrated gravity—others, like dilution, were difficult to express in one drawing. Students have since been introduced to basic software, as well as sound recording and mixing techniques. For the most part...