Word: fractionating
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...TRILLION-DOLLAR HOLE By allowing workers to divert part of their payroll taxes to private accounts (Bush hasn't said how much this would be; the fraction his advisers throw around is one-sixth), Bush cuts the size of the Social Security surplus almost in half, reducing it about $1 trillion. And not using that money for debt reduction adds an additional $300 billion to the government's interest bill. These costs (along with his $1.6 trillion tax cut) mean it will take longer for Bush to eliminate the national debt, leaving less money in the future to guarantee Social...
...make an aggressive bet on falling interest rates, consider a fund that buys zero-coupon bonds, which are hypersensitive to rate moves. Zeros are bought for a fraction of face value and make no regular interest payments but are redeemed at face value when they mature (unlike those old friends, they always do). The O'Higgins Fund and American Century Target 2025 are solid choices, both having returned more than 23% this year. Warning: returns would fall fast if rates head sharply higher, something few economists expect...
...will make the major changes that are needed: the U.S., Germany or Japan? Developing countries, including giant China, where energy consumption has been a fraction of that in industrialized countries, say they have the right to use more energy now. Even the U.S. Senate is reluctant, for some elusive reason, to ratify the Kyoto Protocol, which calls for a reduction in greenhouse emissions. By the time everyone has recognized the true seriousness of global warming, it will be too late to take action. KAY TOMORI Tokyo...
...draw? Architect Gunter Henn took an industrial wasteland and turned it into a magnificent park with shapely modern buildings, bridges and lots of grass. The attractions aren't bad either. There's a 360-degree theater showing a safety film by German director Dani Levy, rides that simulate a fraction of the force of a car crash, and pavilions for each VW brand. John Lennon's white Beetle, featured on the cover of Abbey Road, is a centerpiece of the VW museum. But perhaps the smartest thing VW did was to keep prices low and focus on fun--not hype...
...should the University make any effort to change what has been the status quo throughout the University's history? Harvard is certainly as popular and as prestigious as ever--donations and applications have not slowed down simply because women hold a mere fraction of the tenured faculty positions at the University or because a woman has yet to reign over Massachusetts Hall. Why should Harvard begin to broaden its horizons, address women's issues and make concerted efforts to diversify its faculty and administration when there is no pressing need...