Word: franciscos
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...figuring that nearly 10% of the money they're owed from credit cards is money they'll never see. "People were consuming more than their income, and that gave a big boost to the U.S. economy," says Kevin Lansing, a senior economist at the Federal Reserve Bank of San Francisco. "It doesn't seem like that's going to happen going forward...
...total net worth and figured that for things to fall back in line with where they've been historically, Americans would have to get rid of some $3 trillion to $5 trillion in debt over the next few years. (Read "Lidia Bastianich Saves Our Dough.") Lansing and San Francisco Fed colleague Reuven Glick ran a simulation of what would happen if U.S. consumers followed a path similar to that of Japanese businesses in the 1990s. That was another episode of a great debt dump following a stock-and-real-estate bubble - it's one of the examples economists often turn...
...Lonely Planet guidebooks on your iPhone, with apps for 20 cities, such as London, Barcelona, Tokyo and Miami. GPS mapping allows you to see all the nearby bars, restaurants and cultural landmarks in your vicinity. To get you hooked, Lonely Planet is offering the San Francisco app for free until the end of June; after that, it retails for $15.99. Click here to download...
...initiative mess, the Bay Area Council, a 64-year-old San Francisco--area business lobby, has proposed a new California constitutional convention, an idea backed by Governor Arnold Schwarzenegger, 2010 gubernatorial candidates Meg Whitman, Gavin Newsom and Jerry Brown and, polls suggest, two-thirds of voters. The 1879 state constitution is the third longest in the world, and it has more than 500 amendments. But to gather this convention, Bay Area Council CEO Jim Wunderman has to put an initiative on the 2010 ballot. "It's ironic, right? We need an initiative," he says, "to get rid of the initiative...
...Aquariums of Pyongyang, his account of the 10 years he spent as a prisoner in the North (Hwan's grandfather and other family members were also arrested by the security police in North Korea for "crimes" never delineated). The American journalists, employed by Current TV, a San Francisco-based TV network founded by former U.S. Vice President Al Gore, were filming a report about North Korean refugees in China when they were seized by North Korean agents along the border between the two countries. The U.S. government immediately expressed its dismay and called on North Korea to release...