Word: front-end
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Excelsior Value & Restructuring also requires just $500 to get in--but has no front-end charge. Excelsior's fund manager, David Williams, looks for undervalued stocks and companies that are reinventing themselves. Vern Hayden, a financial planner based in Westport, Conn., says it's his favorite $500 fund, and given its smattering of companies in most major sectors, he would suggest it for nearly any portfolio...
...site has gone an extensive front-end design change. Instead of black text on a white background with blue links, the simplest and most common look, especially for beginning sites, HOLLIS now comes in brown and crimson, with useful buttons and pull-down menus at the top and a consistent seal on all pages...
...known for raiding Mexican morgues in search of subjects. In one Nachtwey photograph taken in Rwanda in 1994, a carcass lies rotting in front of a church; the fact that it hasn't been removed hints that there are more nearby, which of course the other photographs demonstrate to be the case. Piles of bodies-some with limbs hacked off or torn away by scavenging animals-decay among lush vegetation. In Zaire, we see front-end loaders filling mass graves of cholera victims from the refugee camps. In Somalia, the dead are wrapped in white cloth for proper Muslim burial...
...that business is bad for Loegering, which makes over-the-tire tracks for front-end loaders like Bobcat vehicles. On the contrary, the firm has revenues of just under $25 million; 50 employees are working flat-out, and Loegering wants to hire 10 more in the next year. But in the Fargo area the unemployment rate is a teensy 1.4%, and finding good help is no small task. Last year Loegering's traditional newspaper ads drew only 15 to 20 resumes apiece, even for upper-management positions with competitive salaries. That's when Loegering decided to "step...
...matter how much cash Americans plow into mutual funds--$5.5 trillion at last count--most still can't get a handle on what they're paying managers to run them. So last week the SEC introduced an interactive calculator www.sec.gov to show how those confounding fees--front-end loads (sales-charges), expense ratios--add up over time. Two $15 billion large-growth funds--one load, one no-load--can generate very different costs. Use the calculator to help find out if your fund managers are worth the price...