Word: fronts
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...still didn't have, and I saw it at a Santander branch in Chile," says Davide Serra, head of the U.K.'s Algebris hedge fund. The system facilitates cross-selling to existing customers while allowing Santander to cut back-office staff drastically (Santander never cuts the flesh pressers out front). In Abbey's case, total employees dropped from 25,331 to 16,489, while costs have come down from 70% of income to around 40%, in line with Santander's overall cost-to-income ratio. The average cost-to-income ratio in this sector of the U.K. banking business...
...loan comes due - commercial mortgages generally run three to 10 years, not the 30 that homeowners get - he almost certainly won't be able to refinance because building prices have dropped and lending standards have tightened. Which means he will either have to cough up a lot more up-front cash or lose the property...
...horrible. And then I realize I've said the most horrible thing in front of hundreds of people. That's the nature of this woman, it just comes...
...sneak back the Big Red did. Another Wheeler penalty gave Cornell an opportunity on the power play, and the Big Red peppered Kessler with shots. From the scrum in front of the net, Laura Fortino was able to pop the puck over the goal line...
...It’s disappointing to be up two goals with [12 minutes to play] and have them tie up the game,” Stone said. “And I struggle with the scrums in front of the net and the lack of protection of the goaltender...