Word: frs
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Dates: during 2000-2009
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...unconvinced that such moves will solve long-term problems. "That solution is a very slow burn," says Raj Mody of U.K. actuaries Hewitt, Bacon & Woodrow. "All you're doing is addressing past promises." Much of the current furor over U.K. pensions grew out of a recently introduced accounting standard, FRS 17, which requires U.K. firms to disclose their pension-fund assets and liabilities. Some fund managers note that FRS 17 numbers differ from longer-term actuarial calculations, and complain that the annually reported standard is short-sighted; after all, should equity markets grow for a sustained period, the current shortfalls...
...simplicity at a bargain price, there are plenty of choices. The water-resistant Unwired FRS-14 ($99 a pair) has high-end features like voice activation and a full range of channels and subchannels, but it looks and feels cheap. The tiny Audiovox FR-560FM ($120 a pair) comes with an FM radio, earphones and fold-down antenna, but we found its reception to be among the worst of the bunch. The colorful Radio Shack Two-Way Personal Radios are currently on sale at $50 a pair but have only two channels and are best for backyard fun or neighborhood...
...find one of these six models in stores near you, look for any brand that offers FRS (family radio service) with 14 main channels and 38 subcodes (or subchannels). Voice activation, channel scanning and scrambling to keep eavesdroppers at bay are also handy. If you plan to use the radios often, it's worth investing at least $100 a pair. Nothing's worse than an earful of static...