Word: funded
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...University announced Friday the establishment of a fund for employees whose families have been affected by the earthquake that struck Haiti almost two weeks...
...Employees Emergency Relief Fund, created with gifts from both the University and the Harvard University Employees Credit Union (HUECU), is seeking donations from faculty and staff to be distributed as grants to eligible employees...
While the news media disseminates a ton of financial information with the intention of informing the public, the barrage of numbers, pompous words, and economic jargon (no-load index funds, moderate growth fund, treasury-inflation protected securities) often tunes the average American out. While many Harvard students read the Wall Street Journal and Financial Times on occasion, some religiously, not everyone is the average Harvard student...
Fees will clearly vary depending on the size of the fund as well as the fund manager's trading activity. In some cases, managers may occasionally adjust the weightings of certain stocks within an index, while others may aggressively manage the portfolio every day, all of which could affect fees. Before buying, experts advise scrutinizing the active ETF's fee structure and to check the fee frequently - since fund companies may offer a low fee up front to attract investors, then raise it later...
...your goal is to beat an index, a good low-cost mutual fund may still have the edge. Says Lee: "I would rather buy a known management team and pay a slightly higher fee in a mutual fund than rush to an ETF structure just for lower fees...