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...responsibility for cutting carbon should be divided - and how much the rich world should devote to poor countries that will need to adapt to climate change. "It's going to be a very difficult situation at Copenhagen," says Annie Petsonk, the international counsel for the Environmental Defense Fund...

Author: /time Magazine | Title: Another Health-Care Casualty: Cap and Trade | 9/16/2009 | See Source »

...description of the endowment can be a confusing one, because many people see it as something that it is not—a savings account, a rainy-day fund, a fully usable financial umbrella for the kind of economic deluge in which we now find ourselves. But it is not that at all: The money in the endowment is investment capital. It is money that creates a revenue stream just as tuition and research funding are revenue streams...

Author: By Michael D. Smith | Title: Husbanding Harvard’s Resources | 9/15/2009 | See Source »

...other times, the milk we sell brings in less money than our current bills. To pay our bills, we have to sell some of our cows. But we must be very cautious how we thin the herd, because selling cows to fund current expenses means that we will have less milk to sell next year and less money to fund future expenses. If we don’t plan carefully, we will have to sell even more cows at the end of next year, or begin to cut our future expenses...

Author: By Michael D. Smith | Title: Husbanding Harvard’s Resources | 9/15/2009 | See Source »

...real world, the financial crisis has depleted the value of the endowment, leaving us with less income to fund operations this year and for years to come. So what’s the answer? As I mentioned, one answer is to spend more from the endowment—to thin the herd—so that we can bridge the gap between annual income and annual expenses...

Author: By Michael D. Smith | Title: Husbanding Harvard’s Resources | 9/15/2009 | See Source »

...conservative strategy in the wake of the losses of the past year. HMC managers were extraordinarily successful before 2008, and one bad year should not collapse our faith in their investment acumen. In the 10-year period ending in fiscal year 2008, the Harvard endowment outperformed the median institutional fund by 7.7 percent per year. Had it earned the median institutional fund rate, endowment assets would have been $23.5 billion less. Moreover, Harvard’s money czars are far from alone in their shortcomings this year. Yale’s endowment fell 30 percent in the past fiscal year...

Author: By The Crimson Staff | Title: Minus $11 Billion | 9/15/2009 | See Source »

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