Word: funding
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...course, finding an aid award unreasonable is different from simply finding it unpleasant. One kind of appeal no college will consider is from families who probably can afford to pay what's being asked of them - but would simply rather spend the money elsewhere. "We want to fund a family's need," says Allen. "We can't afford to fund their want...
...actual banking experience, though, tend to be dubious about market pricing and counsel patience. "The banks have a lot of practice at working out troubled assets, and most other parts of the economy don't," says Gary Townsend, a former bank regulator and industry analyst who runs the hedge fund Hill-Townsend Capital. "So it seems to me you should leave it in the hands of the banks to manage." (See 25 people to blame for the financial crisis...
...Although Harris declined to comment for this article, the professors involved said that he strongly backed the plan and attempted to convince his superiors to fund...
...take government loans because they won't be able to gorge on their usual bonuses. "The plan to buy up toxic assets is going to evolve very slowly, if at all," an investment banker told me. "The banks don't want to take the haircut, and the hedge-fund managers" - who would partner with the government to buy the assets - "are afraid that if they start making big money on this, Congress is going to whack them the way it did on the AIG bonuses. If this plan doesn't work, it's going to take a much longer time...
...soon you need the money. If you need to tap the account in the next year or two, it likely won't have enough time to recover, says Ross Levin, a financial planner in Edina, Minn. One option is to move the remaining funds to a less risky investment within your plan (a new IRS rule allows 529 holders to swap their investments twice this year). But if you're concerned about the conservative options your plan offers, you may be better off cashing in and parking the money in an online savings account or money market fund. Finally...