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...problem with option ARMs begins with the fact that people who took out these loans were given the chance to make ultra-low payments for the first few years - and many of them did exactly that. Borrowers, mostly middle- and upper-class with good credit scores, were allowed to make payments that didn't even cover the interest owed (let alone the principal), with the understanding that payments would spike later on to make up for the shortfall. That allowed people to buy bigger, more expensive houses than they would have been able to qualify for otherwise. Plenty of families...
...Professor Raghu Kalluri, who is associated with the BCMP department, said that the discovery of the proline trigger will serve as a useful example for scientists seeking to understand how cancer cells evolve and also how normal cells are co-opted by cancer cells in a given organ...
...That's understandable thinking in Haiti, the western hemisphere's poorest country, where children are frequently given up by their destitute parents. Those kids are all too often funneled to more-affluent families who turn them into slaves, known in Creole as restaveks, or to outright traffickers who force them into lives of prostitution in Haiti and abroad. The Haitian government estimates that there are about 300,000 restaveks in Haiti today. In many cases before and after the quake, parents and orphanages have delivered their kids to well-meaning but naive foreigners like the Idaho missionaries, who were collared...
...Many - if not most - of those 33 children, it turns out, aren't even orphans; they were given to Silsby's group by desperate parents, either directly or via orphanages. De la Soudiere, a French citizen and veteran child advocate in disaster and war zones, believes the Haitian children's registry will make people like orphanage directors and clueless missionaries "think twice" before unlawfully scooping up lost or abandoned kids. "It gives these children a legal identity they didn't have before," she says. "In the end, I also think it will strengthen Haitian family culture, because Haitians have been...
...mountain crowd. Like golfers and tennis players at the country club, skiers and snowboarders share a home on the slopes but don't always see eye to eye. For years, regal skiers treated upstart snowboarders like pests; thanks to efforts by snowboarding pioneers like White, who has given the sport legitimacy and near mainstream acceptance, now there's at least a grudging respect between the two camps. "I wouldn't say there's a rivalry," says Rick Bower, a half-pipe coach for the U.S. team. He stops to reconsider that statement. "There is a little bit, I guess." (Watch...