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...Lieberman-Warner Climate Security Act - the strongest global warming bill ever to make it to the Senate floor - died last Friday after a nasty, brutish and short debate, most environmental groups found reason to be cheerful. "We have taken comprehensive global warming legislation farther than it has ever gone before," National Resources Defense Council president Frances Beinecke wrote on her blog. "A national limit on global warming pollution is inevitable...
...days, tens of thousands of protesters have taken to the streets of downtown Seoul to demonstrate against him. Lee's public approval rating has sunk to around a miserable 20%, and it looks like he'll have to reshuffle his Cabinet to placate critics. That air of invincibility is gone. In an exclusive interview conducted June 3 at the Blue House, the presidential residence, Lee told TIME that he has been trying to adapt his hard-charging leadership style to a political arena in which mandates are shifting and conditional. "Some people have laid criticism on me that I tend...
Part of those financial systems, though, are consumer loans, and that is a sticking point for microfinance purists. There is nothing inherently wrong with buying TVs and microwaves on credit, but as lending to poor people has gone mainstream, certain markets, like Mexico, have been flooded with loans that have nothing to do with providing capital to aspiring entrepreneurs--just racking up household debt. That's especially worrisome, since most developing countries don't have strong consumer-protection laws. "Everyone has realized you can make money," says Damian von Stauffenberg, principal of MicroRate, which evaluates microfinance firms. "Before...
...just one small slice of how Mibanco is changing in the face of competition. In 2004 Mibanco had 30 branches; today it has 81, as the firm pushes into remote areas--the coasts, the mountains--trying to hold off commercial banks. Mibanco has started offering savings accounts and has gone to the likes of North Carolina--based Wachovia to finance growth, which helps Mibanco reach more than 5,000 new clients a month. All of that ostensibly benefits borrowers...
This electronic hoop you have to jump through was invented in 2000 by a team of programmers at Carnegie Mellon University. Somebody at Yahoo! had gone to them, complaining that criminals were taking advantage of Yahoo! Mail--they were using software to automatically create thousands of e-mail accounts very quickly, then using those accounts to send out spam. The Carnegie Mellon team came back with the CAPTCHA. (It stands for "completely automated public Turing test to tell computers and humans apart"; no, the acronym doesn't really fit.) The point of the CAPTCHA is that reading those swirly letters...