Word: grades
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Dates: during 1990-1999
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...trick, then, is to keep enough money in the safest high-grade bonds (and in cash) so that you can live off that money--along with your Social Security and pension--during any five-year downdraft in the stock market. That way you're unlikely to be forced to sell your stocks when their price is down. Any money you won't need for at least five years should be invested in a diversified portfolio of stocks or actively managed stock mutual funds...
...test she was fretting about is the FCAT, or Florida Comprehensive Assessment Test, given to the state's fourth-, fifth-, eighth- and 10th-graders last week. While poor FCAT scores won't keep her out of college just yet, they could hold Lajoi back from fifth grade...
...Florida grade-schoolers aren't the only ones sweating new standardized tests these days. With President Clinton's proposal for national reading and math tests shelved by Congress, states are rushing to roll out comprehensive tests of their own. In the past two years, some 20 states have unveiled custom-made exams intended to hold students (and their schools) to higher educational standards. What's more, unlike the old-style multiple-choice exams, in which lucky guesses often padded scores, tests in more and more states now include subjective "performance questions" that ask students to craft essays and show their...
...been raised too high? Some teachers and parents complain that the tests are too exhaustive--and exhausting--for young students. The Massachusetts test clocked in at 16 hours, spread over several weeks. Tina Yalen, an eighth-grade civics teacher, gave her opinion of the Virginia test: "Some of it looked like Trivial Pursuit to me." More worrisome is how a 10-year-old will react if his or her result is branded with a scarlet F. Says Harvard's Reville: "An overload of negative feedback runs the risk that students are going to shut down and not make an effort...
...average of 19 minutes a day spent on homework too much for grade-school children? Compared to what? The amount of time they spend in front of the TV or playing video games? DAVID HOUSEWRIGHT Roseville, Minn...