Word: grading
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Dates: during 2000-2009
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...homeowners' and other kinds of insurance, it falls to your state to guarantee your policy. State limits vary, which is why it generally pays to do business only with insurance firms that rating agencies regard as investment-grade and that have long track records of paying claims in good times and bad - you know, like AIG. In other words, aim for big and reputable, the kind of firm likely to get bought up (or bailed out) if it runs into trouble...
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