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Earlier this year Rockefeller - who is chairman of the Senate Commerce, Science and Transportation Committee - launched an investigation into MLRs. According to Rockefeller, in 2008, insurers in the individual market spent an average of 74% of premiums on health care, compared with 80% in the small group market and 84% in the large group market; some insurers cited in the final report spent as little as 66% of premiums on actual care. CIGNA, one of the insurance companies cited, says investigators erred in calculating the company's medical loss ratios. Where the report said CIGNA spent 87% of premiums...

Author: /time Magazine | Title: Forcing Insurers to Spend Enough on Health Care | 12/22/2009 | See Source »

Following the commerce committee investigation, one of the country's largest insurers - Aetna - admitted it had misreported its revenues in a way that overstated its MLR in the small group market. The company recently amended its filings to indicate that it had incorrectly categorized $4.9 billion of premiums; the revised figures changed its MLR average in the small group market from 82% to 79%, a significant change...

Author: /time Magazine | Title: Forcing Insurers to Spend Enough on Health Care | 12/22/2009 | See Source »

...health care debate has, ironically, intensified American contentment with their current health coverage. The July Battleground poll found that 84% of Americans were "satisfied" with their health care. The same poll in December found 91% of Americans satisfied with their health care. By contrast, 51% of the same group of people rated their economic situation as "just fair" or "poor," a clear signal that people care far more about the economy and jobs than they do about their co-pays and deductibles. In the Battleground poll, 29% of Americans said they feel insecure about their access to health care, compared...

Author: /time Magazine | Title: Why Obama Has to Worry About Polls | 12/22/2009 | See Source »

...Keynes doesn't play in Peoria. Obama has followed a traditionally Keynesian economic path in responding to the recession - temporarily increasing government spending to make up for slack in the economy. But voters, who continue to suffer from the downturn, are not so impressed. In a recent focus group with independent voters who voted for Obama, Republican pollster Ed Goeas found significant concern about government spending. "There was a tipping point that occurred," he said. "The biggest thing I have seen beyond the intensity and the independents moving has been this focus, in the middle of a very bad economy...

Author: /time Magazine | Title: Why Obama Has to Worry About Polls | 12/22/2009 | See Source »

...right, 32% said almost never and 46% said only some of the time. In the Battleground poll, Democrats, Republicans and Independents all disapprove of the job Congress is doing, though the numbers among swing-voting independents are most concerning for the party in power. A full 77% of this group disapprove of the Congress's job performance. Only 15% approve...

Author: /time Magazine | Title: Why Obama Has to Worry About Polls | 12/22/2009 | See Source »

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