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Emily Medina isn't running a pyramid scheme, despite what people often think. As the petite 26-year-old works her way through some of New York City's poorer neighborhoods, she approaches women selling food and trinkets on the street and offers to lend them money to grow their businesses. The organization Medina works for, Grameen, is one of the world's largest microfinance outfits and has a Nobel Prize to its name for this work. But in New York neighborhoods where loans to street vendors tend to come with interest rates north of 40%, it can take...

Author: /time Magazine | Title: Can Microfinance Make It in America? | 1/11/2009 | See Source »

Thirty years ago Muhammad Yunus, the founder of the Grameen franchise, started lending small sums to poor entrepreneurs in Bangladesh to help them grow from a subsistence living to a livelihood. His great discovery was that even with few assets, these entrepreneurs repaid on time. Grameen and microfinance have since become financial staples of the developing world, but by coming to the U.S. Grameen is taking on a different sort of challenge: one of the planet's richest countries. Yes, money may be tight in the waning recession, but this is still a nation of 100,000 bank branches...

Author: /time Magazine | Title: Can Microfinance Make It in America? | 1/11/2009 | See Source »

...Ohio. Then, in 2005, it disbanded. His next act was the Sons of Dixie, and he drew a cast of mostly twentysomething disciples, including his 20-year-old son, Shane Foster. They set up a website to attract new recruits like Lynch, who could return to their hometowns and grow the operations...

Author: /time Magazine | Title: A Klan Initiation Murder: A Backlash to Obama's Victory? | 1/10/2009 | See Source »

...private jet to commercial first class, but it does mean we're all having the same conversation, and psychologists point out we're happier when we're all in the soup together. The notion that misery loves company may be less about malice than about solace: that problems shared grow smaller, that courage is contagious. Is it just a coincidence that Mississippi, which typically ranks as the most generous state in charitable giving, is also the poorest? To suffer alone is a tragedy; to struggle together is an opportunity, when we find out what we really care about...

Author: /time Magazine | Title: The Recession's Big Test | 1/8/2009 | See Source »

...worked so well in randomized trials that few criticize her today. For Lily, who calls Linehan's therapy "Zen philosophy meets tough love," Linehan was the first therapist to understand that managing Lily's illness would require Lily to take a new kind of responsibility - a willingness to grow the emotional skin she never...

Author: /time Magazine | Title: The Mystery of Borderline Personality Disorder | 1/8/2009 | See Source »

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