Word: grows
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...Much Luxury I very much enjoyed the article "No Free Rides, Kid" [Nov. 24]. I think the issue goes way beyond the privileged and their children. Today's children grow up in a material world; they are being pampered regardless of their parents' income. Most children don't even have to wait anxiously for Christmas or their birthday to be showered with often senseless gifts. Walking into my children's room makes me wonder what to get my 3-year-old for Christmas. It's no wonder the work ethic suffers somewhere down the line. Where are these classes...
...Ling Woo Liu correctly points out that, most of the time, spoiled kids grow up to be dependent on their family's wealth. This is unacceptable in today's society; everyone should start working to earn their own money and thus create more "working" brains. This in turn will help the development of countries. Rami El Chamaa, BEIRUT
...TARP (the Troubled Asset Relief Program) was going to be used to buy bad assets from financial institutions. Those institutions could then be recapitalized and, with their balance sheets repaired, set about lending again to qualified individuals and businesses, providing the economy with the seed corn it needs to grow. Then, a couple of weeks ago, Secretary Paulson said that that wasn't going to be how the TARP funds would be used. He announced, in effect, that the TARP was going to be rolled up, having not spent some $300 billion in funds that Congress, after much drama...
...innovate and evolve. One of the most significant changes has been the move from group to individual lending - an area that Women's World Banking, an international network of microfinance institutions and banks, has helped pioneer. Individual lending is a way to allow micro businesses to start to grow, providing larger, cash-flow based loans than the group might be comfortable counter-guaranteeing. Group lending, where large groups of borrowers are jointly responsible for making sure loans are repaid, is an excellent introduction to finance for micro-entrepreneurs, but the businesses tend to remain quite small, purely income-generating activities...
...year over year," Zalewski says. Creeping unemployment, tight credit and property devaluation, where the home is worth less than the amount owed on the mortgage, all tend to indicate the problem will only get worse. "Short of a government intervention, I would envision that we continue to grow higher and higher and higher," he predicts. "I wouldn't be surprised if we approached 100,000 [foreclosures"] in 2009, short of government intervention...