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...H. Rodgin Cohen, a top banking lawyer at Sullivan & Cromwell, says being approved for TARP funds is do or die for any bank perceived to have problems. "The consequences are unmistakable, and I don't think we should blink at them," Cohen told the attendees of a banking-industry conference earlier this month. "It is failure within maybe a day, maybe a couple of days. It's hard for me to see how a bank survives if the regulators have said it is not sufficiently viable to be in these [federal assistance] programs...
...crisis may be exposing another, more insidious, flaw. As the industry has grown, it has become harder to tell good investment managers from lucky ones - and lucky ones from outright frauds. In a recent paper, Dean Foster, a professor at the University of Pennsylvania's Wharton School, and H. Peyton Young, a senior fellow in economics at the Brookings Institution, argued that the lack of industry regulation makes bad managers nearly impossible to detect. By making bets that have a relatively low probability of failing - say, 10% - an unskilled manager has a 90% chance of making good...
...according to Associate Dean of the College Judith H. Kidd, who was at the meeting, UHS statistics show that there has been no decrease in amnesty policy referrals and that no student organization leader has appeared before the Ad Board as a result of the policy...
...such regulations aren’t quite so detrimental to Harvard—an institution that can afford to replace loans with grants. But they can be disastrous for institutions that lack Harvard’s generous endowment. Professor of Eonomics Terry B. Long, who has been working with H&R Block on the FAFSA Simplification Study, says, “High levels of debt are deterring people from going to college at all.” She adds that people in the United States find it difficult to distinguish between good and bad types of debt. Some underestimate...
...known as the H-Blocks, Long Kesh, the Cages, Thatcher's Breakers Yard. Northern Ireland's notorious Maze prison drew more grim nicknames - and housed more paramilitary prisoners - than any other jail in Western Europe. Its last inmates were released under the terms of the 1998 Good Friday Agreement, which laid the foundation for an end to sectarian violence in the British province. And after bulldozers razed most of the former prison buildings last year, the site where Bobby Sands and nine other Republican militants died in a hunger strike in 1981 became little more than an abandoned relic...