Word: haiyan
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...teaser rate. More than a third of consumers pick one credit card over another based on which issuer has the lowest introductory interest rate. And yet people often do so in a way that leaves them with higher finance charges over time. In one study, University of Maryland economists Haiyan Shui and Lawrence Ausubel watched people pick a card with a teaser rate of 4.9% for six months over a card with a teaser rate of 7.9% for 12 months. That would make sense if the people then paid off their balances within six months. But many didn...
...Consider Qiu Haiyan, 22, from Henan, a province in central China with an average per capita income of $1,100 per year. She first found her way here working on a barge that carries bricks up the river that flows past our house. Qiu has the build of an Olympic weight lifter, with thick, powerful legs, and she and other work-gang members would offload the bricks on a wide wooden plank attached to a rope that they would sling across their shoulders. The subcontractor who built our development estimates he used about 70,000 bricks at Emerald Riverside...
...according to iResearch. Paying users are expected to rocket to 3 million by 2010, generating sales of at least $160 million. But fees are minimal compared with the $59 per month charged by the likes of eHarmony. "In China, if you charge money, you'll die fast," says Gong Haiyan, CEO and founder of the leading Web dating site, Jiayuan (formerly Love21cn). Chinese sites rely instead on online advertising and ticket sales from events such as speed-dating mixers that charge about $13 for admission (parents who tag along have to pay too). Another popular dating site, 915915.com.cn--in Chinese...
...bargaining power for the first time. Factory owners cannot replace disgruntled employees as easily as they once could; wildcat strikes can cripple output for days or weeks. Almost imperceptibly, workers are starting to win concessions. As many as 3,000 employees at Shenzhen-based electronics manufacturer Haiyan staged a walkout in October to protest salaries that were below minimum wage; they were enticed back to the factory floor by a raise and the promise of back pay. A month later, 1,000 employees of the Shanlin electronics factory in the nearby city of Panyu returned to work after...
Fame has now turned to shame. In January, with Haiyan on the brink of bankruptcy, the provincial government fired the 55-year-old entrepreneur as plant manager, charging him with incompetence. What had gone wrong? For one thing, Bu misjudged a craze for Western-style suits and ties. He imported machinery that could produce 300,000 Western suits a year, but by the time he got it working, the market had shrunk. Moralized one Communist Party official: "Bu was overwhelmed by the honors given to him by the state and the people...