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...Causes of the Crash Reading about the subprime loan debacle, I am amazed that nobody seems to have asked the simple question: What will happen if a large number of these loans default? [Oct. 20] Or was it only greed that made everybody turn a blind eye to the possibility that the bubble could ever burst. Did no one consider that if the subprime-mortgage market crashed, thousands of families could have their lives turned upside down virtually overnight? Frederik Steenbuch, Oslo...

Author: /time Magazine | Title: Inbox | 10/30/2008 | See Source »

...whole thing comes down to execution. We expect [our younger players] to step up, whether it’s making that critical block or good throw,” Teevens said. “We’ve been close enough to make some things happen, but unfortunately allowed some plays. We need to make more plays.”Meanwhile, the Crimson is coming off a highly contested 24-20 victory against Princeton. Senior quarterback Chris Pizzotti continued to impress by completing 17 of 26 passes for two offensive scores and engineering a brilliant game-winning drive against...

Author: By Kevin T. Chen, CONTRIBUTING WRITER | Title: Cleaning the Green | 10/30/2008 | See Source »

...constitution on the ballot. And it is also the object lesson for all who'd like to do so. Hawaii has convened what locals call "ConCons" twice since 1968, both with far reaching consequences. Now several influential groups are calling for a third. "You have no idea what can happen," says veteran Honolulu journalist Jerry Burris, who covered the hot and humid ConCon in the summer of 1978 that convened in downtown Honolulu's old federal building, directly across from Iolani Palace, the seat of the former Kingdom of Hawaii...

Author: /time Magazine | Title: Should Hawaii Rewrite Its Constitution — Again? | 10/30/2008 | See Source »

Still, no matter what the agenda may be, conventions have a way of running away from the people who conceive them. Anne Feder Lee, an expert on the state constitution who opposes a ConCon, says it's impossible to predict what will happen if voters decide to have one. Feder Lee, a retired University of Hawaii West Oahu political science professor, says the original delegates to the 1968 ConCon had no idea what would result from their inaugural convention. They were supposed to fix a problem with reapportionment districts that dated to statehood in 1959. But they did not stop...

Author: /time Magazine | Title: Should Hawaii Rewrite Its Constitution — Again? | 10/30/2008 | See Source »

...talking about reducing U.S. dependence on fossil fuels for decades. McCain's embrace of alternative energy has given the issue a bipartisan flavor. And Obama believes that the quest for new engines and fuels for the future will serve as a "new driver" for robust economic growth. (It has happened before - just ask Thomas Edison and Henry Ford.) But momentum alone won't make it happen. Beneath the surface consensus lies enormous controversy. The cap-and-trade system of charging factories and utilities for permits to burn fossil fuels would be a major intervention in the economy, and opponents will...

Author: /time Magazine | Title: How Obama and McCain Would Lead | 10/30/2008 | See Source »

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