Word: happens
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What if you think your dismissal is age discrimination? Is it worth going to a lawyer these days? I think so. Go to somebody who's an expert in employee law and see. If you're seeing that a whole layer of employees who happen to be graying at the temples are the ones who are being disappeared, you have yourself a class-action lawsuit, possibly, and that's something worth exploring. The attorney may say, "Not worth your effort." But it's better to make a decision based on information than just making assumptions...
Putting banks through a series of "war games" will not work for the same reason that they do not work well for the military. The officers who set up the games do not have any imagination. They use past experience to determine what it likely to happen in the future. The next time a real conflict comes along, all that soldiers have learned from their training is how to keep their weapons clean and give out their name, rank and serial number...
...government's goal to preserve the private banks as private banks and keep losses to a minimum, the test should go beyond looking at what is likely to happen and focus more on the things that are not predictable. It may require hiring PhDs in chaos theory, but the recession has put a lot of these people out of work...
...investor psychology close to where it needs to be at for something explosive to happen? The most outstanding feature of this crisis compared to any other that I've been through or studied is not that we have debt problems or not that the stock market's come down. The most outstanding feature to me is the level of fear this financial crisis has created - the panic, the sheer loss of confidence. I certainly have not been through one like this. Even the '82 market one wasn't this bad from a fear perspective...
...quickly realized that one of two things was going to happen, neither of them good. We could hit by the nose, flip and break up, leaving few if any survivors, bodies, cold water, fuel. Or we could hit one of the wings and roll and flip with the same result. I tightened my seat belt as tight as I could possibly get it so I would remain intact...