Word: hardships
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Even as some employers were buying annuities to replace their pension plans, the insurance industry was running into financial hardship. Since 1975 no fewer than 170 insurance companies have gone under, 40% of them during the past two years alone. The vast majority of these failed companies were small and regional, and no retirees suffered losses. One reason: other insurers stepped in voluntarily to pick up the pieces, ensuring continued payments to annuity owners...
...their sit-ins drew only one or two committed students ready to put their academic careers on the line instead of the 45 who know they will get off scot free. Remember, it was the willingness of people like Rosa Parks and Martin Luther King Jr. to endure hardship that lent credibility and depth to their civil disobedience...
Donkeys laden with firewood shambled about aimlessly among the crowd in the shabby central square in Mamuras, 19 mi. north of the Albanian capital of Tirana. The townsfolk's timeless talk about rain, marriages and hardship had given way to the excitement of an epochal event: the country's first free elections. "We want the same things as the rest of Europe -- freedom to go where we like, to work hard and to secure our future," said Shaban Sula, 37, who works on a nearby collective farm. But in Mamuras, where Europe seems like a distant continent, his words betrayed...
David Bristol knows all about hardship -- and overcoming it. The 42-year-old government attorney, whose cubbyhole of an office is just across the street ! from the White House, was born with cerebral palsy. When he started his job with the U.S. Office of Thrift Supervision, his hands shook so much that it was impossible for him to type reports by himself...
...years he has farmed the fertile soil of California's San Joaquin Valley, Fred Starrh has known his share of hardship. But never has he had a year like this. Rainfall and snowfall 75% below normal have left the state parched, and Starrh is struggling to save his 8,000-acre spread. He has let all 40 of his permanent employees go. He won't plant cotton this spring -- it needs lots of water. His alfalfa, another thirsty crop, will come in at one- sixth of last year's harvest. He is desperately scrounging for water to sustain his almond...