Word: havener
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...only received 451 applications and closed 25 loans. That's partly because of the program's high barriers - homeowners have to get their existing lenders to write down the value of what they're owed and then find a new lender to issue a fresh loan. Most major banks haven't signed up to participate. On Feb. 3, the House Financial Services committee held a hearing on how to revamp the program...
...workforce: among the surviving workers, they typically saw a 31% increase in turnover. Bigger layoffs led to even higher turnover. Top performers always have options--and, Hewlett notes, women are twice as likely as men to voluntarily walk away, not dropping out but finding a safer haven. What worries her is that when the smoke clears, there may not be many women left in the higher reaches of the workforce. "We'll have lost the mentors and role models for the next generation...
Cacao is among the world's most labor-intensive crops. Harvested fruit is sliced open with machetes, and the seeds are then scooped out by hand, placed in fermentation boxes and covered with banana leaves for three to four days. "Technology-wise, we haven't left the 18th century," says Rosenberg. "It is a process that cannot be industrialized." Silvino Reyes, who owns another hacienda, La Concepción, agrees: "Although Venezuelan cacao can sell for close to $2,500 per ton, our production level is the same as three centuries ago." That is, about 15,000 tons a year...
After falling one-goal short of beating one of the country’s best teams, the Harvard men’s hockey team will take the ice against another one tonight at 7 p.m when it faces the No. 14 Yale Bulldogs in New Haven, Conn.Playing on the road in between the Beanpot, the Crimson knows that a victory against the Bulldogs would atone for last month’s 6-2 loss at Bright Hockey Center on Jan. 10 in which Harvard allowed three unanswered first period goals.Yale enters the game having amassed 21 points in the ECAC...
...Council's potential to solve problems for Obama makes it all the more surprising that its members haven't been thoroughly vetted in the rush to publicly introduce them. Calls were still going out to invited council members as late as Tuesday night. Given that vetting snafus have already tripped up some of Obama's other appointments, most notably Tom Daschle, supporters are hoping that the President doesn't get burned by another religious leader who has made controversial statements à la Jeremiah Wright or Warren...