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...comes after five years. Even without negative amortization, many borrowers will see their monthly payments jump by 50% or more. According to an S&P study of loans originated in 2005, borrowers who have undergone a higher reset are nearly three times as likely to default as those who haven't. "Some of the damage has already been done," says S&P managing director Diane Westerback, "but the loss projections are increasing." (See TIME's special report on the World Economic Forum in Davos...

Author: /time Magazine | Title: How Big Is the Threat from Option ARMs? | 2/19/2010 | See Source »

...place like home,” but the No. 5 Harvard men’s squash (5-4, 4-2), which lost at its home court to No. 4 Princeton (10-3, 5-1) two weeks ago, hopes there will be “no place like New Haven...

Author: By Catherine E. Coppinger, CONTRIBUTING WRITER | Title: Road to Team Title Starts With Old Foe | 2/18/2010 | See Source »

That trust deficit comes up in conversations with Tea Partyers everywhere. In Arlington, Va., Kevin Murphey said he would love to see a better health care system but has no confidence that the government can deliver one. "I can't trust them, and we can't afford it. They haven't proven to me that they can do anything efficient," he said. Murphey's recent Tea Party meeting consisted of just five guys in a bar, but that's not so bad for Arlington, home of the Pentagon. Protesting Big Government in Arlington is like disdaining microchips in San Jose...

Author: /time Magazine | Title: Why the Tea Party Movement Matters | 2/18/2010 | See Source »

Devin Nunes, a California Congressman who worked closely with Ryan to develop the proposal, says making their policies politically palatable will be a gradual process, one that involves locating an array of co-sponsors - hopefully from both sides of the aisle. "There haven't really been any conversations between our little group and the [Republican] leadership," Nunes says. "The leadership has got to be concerned about winning the next election, whereas Paul and I are concerned with having a win for the country." Their goal, he adds, is to spark serious debate, and "then, in 2012, if the conditions...

Author: /time Magazine | Title: Paul Ryan: The GOP's Answer to the 'Party of No' | 2/17/2010 | See Source »

...needs. "Even with those tough charges, the combination of extraordinary wealth, lavish lifestyle and doctors who operate on the fringes of their profession almost guarantees a replay at some point down the road," he says. "Medicine hasn't figured out how to weed out the fringe operators, and celebrities haven't figured out that it isn't good for their health to have a doctor who simply caters to their whims...

Author: /time Magazine | Title: Michael Jackson's Health: Why Do Doctors Coddle Celebrities? | 2/16/2010 | See Source »

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