Word: havener
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...years ago. Even then, most firms (including mine) still provided pension plans to their workers. So boomers retiring now were never focused on piling money into 401(k)s. In order for the plans to succeed, workers have to stash savings regularly for about 30 years. Most accounts haven't been around that long...
...retiree would grow to an inflation-adjusted $451,944. That money, spread over 30 years, could replace at least 50% of the average retiree's income. Add Social Security and even highly paid workers will probably earn more than 80% of their preretirement income. "The only reason these accounts haven't lived up to their potential is that they haven't gotten enough time," says James Poterba, president of the NBER, who co-authored the study. (See 25 people to blame for the financial crisis...
...relationship between CO2 and climate is clear going back about 800,000 years. Before that, however, it gets murkier. That's largely because ice and air that old haven't yet been found. So scientists rely instead on indirect measurements - and these have led to a climate mystery: some episodes of past warming, including a planetary heat wave about 15 million years ago and another about 3.5 million years ago, seem to have happened without a rise in CO2. No one quite understands why. Maybe other greenhouse gases were the cause - methane, for example. Or maybe...
Were you given full access to MI5's files up to the present day? I was given virtually unrestricted access. However, I did not ask for access to 21st century files of cases that haven't yet come to court or that are still under investigation. (Read "British Spies: Licensed...
What about MI5's biggest failures? Those are related to the biggest failures of Western intelligence generally. When MI5 begins to get involved in Ireland in the early 1970s - at that point they knew less about Belfast than they did about Nairobi - well, I haven't come across a single file that relates intelligence during the Troubles that begin in 1969 to intelligence between the Easter rising in 1916 and the founding of an [Irish] Free State in 1922. Files from that previous period show that intelligence was incredibly confused, and poorly coordinated with local police. What happens...