Word: hazardously
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...under, sticking the bank with the loss. "If the bank you lend to has assets in a hedge fund that goes under then they are likely to go under," explains Craine. A coordinated interbank debt guarantee by governments would temper that fear of lending. There's a moral hazard here, too, in that a guarantee might tempt banks to get too risky again, but most experts say that hazard can be handled by forcing the banks to put up some of their own capital as margin. At the same time, depositors need to be assured that their money is safe...
...fastest growing majors in the United States, bioengineering represents a logical interdisciplinary trend that science—and academia in general—has taken in the last decade or so. The fusion of neuroscience and economics has produced the behavioral theories like “moral hazard,” which so many journalists cite in today’s newspapers. The founding of the Broad Institute at Harvard and MIT in 2004 has spurred scientists on the cutting edge of biology and technology to collaborate on developing genomic medicine. Even the undergraduate Life Sciences curriculum spans five departments...
...rescue packages are concerned, the presumption must be that, for institutions that avail themselves of a government or central bank rescue operation, the managements concerned lose their jobs, and the shareholders lose their money. This is not vindictiveness: it is needed to prevent moral hazard and to ensure more prudence in future, and of course to protect the taxpayer. As for oversight, banks and other financial institutions clearly need to be far better capitalized than the existing rules require...
...Campus safety is another concern raised by dissenters. Campus residents who wish to smoke late at night now have to walk off the grounds to do so - and they could pose a fire hazard by sneaking a cigarette in a dorm room. "Do we really want an 18-year-old girl walking by herself off-campus at 2 a.m.?" Dugan asks. "All we're asking for is a compromise that considers students' needs here...
...wouldn't be smitten by Norah? As incarnated by Dennings, who has come of age nicely since playing Catherine Keener's daughter in The 40 Year-Old Virgin three years ago, she has the poise of a privileged child - getting hit on by guys is just an occupational hazard - and is cocooned in her persona. So she's a good match for Nick, who is beyond being embarrassed by driving a battered yellow Yugo that strangers mistake for a taxi or carrying Handi Wipes in his pocket. They also like the same music, which can unite the most disparate souls...