Word: health
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Dates: during 2000-2009
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Nabel is currently director of the $3 billion National Heart, Lung, and Blood Institute at the National Institutes of Health...
...Throughout the health-care-reform debate, this has been President Obama's central message to the 80% of Americans who say they are satisfied with their health insurance. But as the millions of Americans who receive coverage through their employers - and who make up a large portion of that satisfied 80% - start signing up for their 2010 coverage in the so-called open-enrollment period over the next few weeks, they may well wonder if the status quo is such a good thing...
...part of the U.S. health-care apparatus has been more sacrosanct in the current debate than the job-based insurance system that provides coverage for some 160 million Americans, or about 60% of all insured Americans. Yet the numbers behind that system show that it may be just as unsustainable as - if not more than - the U.S. health-care system as a whole, in which costs nationwide are on pace to exceed 20% of our gross domestic product by 2018. Premiums for employer-sponsored insurance increased 131% from 1999 to 2009, according to the Kaiser Family Foundation; over the same...
...Changes to 2010 health benefits, which reflect the first chance employers have had to restructure their plans since the economy started tanking in September 2008, look to be even more daunting than usual. Surveys indicate that in 2010, 40% of employers will shift more premium costs onto employees and 39% will increase deductibles, co-payments, co-insurance or out-of-pocket maximums. More employers are steering workers toward catastrophic health policies with deductibles as high as $5,000 or $10,000. (See 10 players in health-care reform...
...dropping coverage altogether. The ones who are able to offer coverage are under greater and greater pressure. [In] the large-employer market, I see continued cost-shifting," says Tom Billett, a senior consultant for Watson Wyatt, a firm that advises companies (including TIME's parent company, Time Warner) on health-plan design...