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Dates: during 2010-2019
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...these loans are very concentrated: about 75% of all option ARMs were written in California, Florida, Arizona and Nevada, with the vast majority of those in California. In that way, the option-ARM problem is localized. People living in Phoenix, Las Vegas and California's Inland Empire, which have high concentrations of option ARMs, can expect to see renewed downward pressure on home prices. But the trend won't spread nationally...
Perhaps this isn't surprising. With the economy shaken and unemployment sky-high, with the federal debt mounting by the trillion as Washington politicians pay lip service to fiscal responsibility (picture a sermon on humility delivered by Shaquille O'Neal), an outbreak of outrage was inevitable. The Tea Party movement is just one expression of a vast discontent unsettling the country. Recent polls have found that two-thirds of Americans describe themselves as dissatisfied or angry with their government - a huge, not-so-silent majority that ranges from conservatives convinced that Obama is a Maoist to liberals convinced that...
...customers in California in 2009 than in 2008. But it's not just the total number of customers that determines rates in a risk pool - the health of those customers also matters. It's also not surprising that more people are enrolling in individual coverage with the unemployment rate high and people losing job-based insurance...
...compile an encyclopedia of contemporary cuisine. To accommodate all this, El Bulli will expand. The sleek, airy kitchen and homey dining room will remain untouched, but Adrià and Soler are meeting with architects to draw up plans for an audiovisual room and a library. The two have high ambitions for the foundation, which has already attracted interest from outside sponsors. "Our dream is that each year, we'll turn out one or two chefs who will be extremely important for the future of cuisine." (El Bulli chef Ferran Adrià's Harvard science lesson...
...missionaries, who according to their lawyers left the country by sunset. Two others - the group's leader, Laura Silsby, and her nanny and assistant, Charisa Coulter - remained behind bars for further investigation, but they may eventually be freed as well. Either way, the question now is whether their high-profile detention has put the fear of God into others who might think it's O.K. to take Haitian kids without lawful process - even if the intent is to give them refuge and more hopeful lives after a disaster as horrific as Haiti's Jan. 12 earthquake. (See TIME's comprehensive...