Word: highers
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Dates: during 1990-1999
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This puts them at a higher risk for behavior problems and absenteeism. They are also more likely to have a low self-esteem and feel isolated from their peers. These factors, Hayes and Hemenway believe, could be the reasons that older students within their grades carry guns more often...
This puts them at a higher risk for behavior problems and absenteeism. They are also more likely to have a low self-esteem and feel isolated from their peers. These factors, Hayes and Hemenway believe, could be the reasons that older students within their grades carry guns more often...
...journal Nature suggests the common practice may not be such a good idea. Research from the University of Pennsylvania Medical Center and the Children's Hospital of Phildelphia indicates that children who regularly sleep with the light on before they reach the age of two exhibit a higher rate of developing myopia, or nearsightedness, later in life. In fact, says the team, the more intense the light, the greater the chance of myopia. Of children who had slept with a night light before the age of two, 34 percent became myopic; of those who had slumbered under a room light...
...seek a "jumbo" mortgage--one too big to be sold to Fannie Mae or Freddie Mac, the federally chartered agencies that buy mortgages in the secondary market and virtually guarantee the availability of home loans for working stiffs. The breakpoint is high enough--$240,000 this year--that the higher interest rates on loans of that size afflict only one in five buyers nationwide. And so what? They can afford it, right? Don't be so sure. In today's torrid housing market, prices in some regions are escalating far faster than personal income, shoving more home buyers into jumboland...
...travesty is that jumbo borrowers have a lower delinquency rate, and on that basis deserve a lower, not higher, mortgage rate. Other considerations muddy this analysis. But people who know about these things pretty much agree that credit risk plays virtually no role in setting the jumbo premium, which typically runs .25 to .5 percentage point above nonjumbo loans. That premium is the result of financing advantages enjoyed by Fannie and Freddie, who pass along lower costs to nonjumbo borrowers. The problem with this stealth socialism is that it does not take hot markets into account. The breakpoint should...