Word: highers
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...rush of subprime resets that peaked in late 2007 and early 2008; the second is the upcoming wave of option ARMs, which don't hit their full reset stride until 2011. By the middle of next year, more then $10 billion worth of option ARMs will reset higher each month, according to data from mortgage tracker Loan Performance. That comes close to the figures we saw during subprime's height. (See the best business deals...
...borrower quickly defaulted. Going forward, the bigger problem is the reset that normally comes after five years. Even without negative amortization, many borrowers will see their monthly payments jump by 50% or more. According to an S&P study of loans originated in 2005, borrowers who have undergone a higher reset are nearly three times as likely to default as those who haven't. "Some of the damage has already been done," says S&P managing director Diane Westerback, "but the loss projections are increasing." (See TIME's special report on the World Economic Forum in Davos...
...study—published Sunday in the journal Nature Medicine—found a strong correlation between lacking the gene DAB2IP and a higher chance of developing prostate cancer in mice. The scientists’ findings were corroborated when they analyzed the tissue samples of hundreds of prostate cancer patients...
With our hopes high and confidence higher, we walked into the foyer. A few guys were playing Beirut in one room while a handful of others were idling by the stairs. The turnout was surprisingly scarce, but we now had a more urgent problem: our friend C. had elusively disappeared into the skimpy pockets of people and become our night’s Waldo...
...upped by bachelor parties, three players on the men’s team aimed a bit higher. Having set their sights on Vegas’ crown jewel, they waited in an elevator in the Bellagio until they were able to hitch a ride to the 35th floor. From there, they took a service-only elevator to the 36th and finally snuck into a UCSD frisbee party in the Bellagio’s Penthouse Suite...