Word: highers
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...three dozen companies that sell products and services to the sick and dying, from Gilead Sciences, a biotechnology outfit, to Quest Diagnostics, which administers blood and other laboratory tests, to Ventas, a real estate investment trust that manages hospitals and nursing homes. Another secular trend: more Americans seeking out higher education. Among the beneficiaries are for-profit institutions such as Apollo Group, ITT Educational Services and Strayer Education...
...last minute, the federal government may soon require insurers to "lose" 80% of premiums collected in the large group market and 85% in the individual and small group market. Insurers who don't operate at or above these thresholds would have to send rebates to customers. (MLRs are generally higher in the large group market because selling and administering one policy for many people at once requires much less overhead than designing, marketing and carrying out policies on an individual basis.) (Read "Health Reform's Senate Win: Did Reid Make It Tougher Than...
...restrain benefit costs through care management." Translation: Anything that doesn't count as "medical costs" may be on the chopping block, including exorbitant executive salaries but also programs to keep patients healthy. There is also a fear among health policy experts that some insurers could raise premiums in reaction - higher premiums means more money spent on health care, but also more left over for profits. Another unintentional consequence might be insurers overpaying for some health services to keep their MLR averages high. All of this means the efficacy of MLR regulation - like so much of what's contained within...
...Washington has not changed. President Obama continues to get higher ratings for personal likability and trustworthiness than his Republican foes. But there are also signs that Obama is beginning to feel the taint of the long-standing anger against politics and politicians in general. The Wall Street Journal/NBC poll found in December that 61% of the country has only some confidence, or no confidence, in Obama having the right set of goals and priorities to be President. Meanwhile, America's confidence in general remains in the gutter. When asked if they trust that government will do what is right...
...emphasis on GDP growth misleading? RW: Increases in income and economic growth are important in poorer countries where food, shelter and clean water are important. But when it's a matter of getting more cars per household or higher-quality electronics, it doesn't translate to well-being...