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...recent study of credit trends, FICO - maker of the loan-scoring system most widely used by banks - found that among people with high credit scores, consumers were more likely to default on their mortgage than on credit-card or auto loans. In fact, borrowers with a 700-709 score, which is about the middle of FICO's range, were 25% more likely to default on their mortgage loan than on their credit-card commitments. That's a shift from just two years ago, when the opposite was true. (See the best business deals...
Adding to Harvard’s high point total was junior Kate Mills, who edged out Yale’s Hayes Hyde to finish second in the 200-yard butterfly in 1:59.09. Mills’ teammates sophomore Hilary Roberts and senior Sophie Morgan also placed in the top eight in the race...
...Kremlin wants to engineer its own Silicon Valley. In a plan that was revealed in February, the Russian high-tech haven will come complete with new-wave architecture and all the comforts of a resort, a place for Russian geniuses to get together and invent the biggest thing since, well, the Internet. That's the hope, anyway. President Dmitri Medvedev, who has cultivated the image of a tech-savvy liberal, is staking much of his economic vision on the plan's success. And Russia has a resource that other nations envy: a fervid hacker culture with a reputation for excellence...
Another motive behind Russia's high-tech endeavor seems to be staking out a part of the industry and a part of the Web that is distinctly Russian. This came through in a parallel initiative approved by Medvedev in November. It would allow Russian speakers to be the first to register Web addresses in their native Cyrillic script rather than in Latin letters like everybody else. Andrei Kolesnikov, the official in charge of implementing the idea and registering Cyrillic domain names, says using the Russian language online is the nation's "birthright." He concedes, however, that it offers "no technical...
...ECLAC), cites three levels of damage in the Chile quake. The first was the collapse of older, pre-1960 buildings, many of which were further damaged because they were constructed too close to one another. The second was the failure of newer buildings like Concepción's apartment high-rises, which, while not pancaking like poorly built structures did during Haiti's 7.0-magnitude earthquake on Jan. 12, in many cases tilted over and broke, because even the strongest foundations can experience a kind of liquefaction by vibration in such powerful temblors. The last was the tsunami wreckage...