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...upside is likely to be a reduction in the number of people who default on their student loans, a financial disaster that can destroy credit ratings and hike up interest rates on future loans. "In this economic recession, a lot of students are having a difficult time just paying for normal things like groceries or rent," says Carmen Berkley, president of the U.S. Student Association, an advocacy group. "This is really going to make sure that students are able to keep up with their loans and don't have to default. We want to be able to have good credit...
...Miami-Dade County, to the south, where 1 in 4 homeowners is 30 days or more behind in his or her mortgage payments, residents are bracing for what Mayor Carlos Alvarez says could be an imminent property-tax hike to fill an almost $400 million budget hole - a move that veteran Miami realtors like Alex Shay insist would set recovery back. "It's out of line," says Shay, who recently took Alvarez to task on his Miami Real Estate blog. "A lot of people here are barely holding on to their properties, using credit-card advances to pay escrow...
Welcome to Florida, the land of no income taxes - and killer property taxes. Whether it's a nightmare for someone who just purchased a Florida foreclosure or a tax hike that proves the last straw for some struggling homeowner, it's bad news for the individual, and increasingly for the state. It's also a painful reminder of the halcyon days when Florida's economy could lazily rely on soaring real estate prices - and related taxes - to pour ever more money into government coffers. Now local governments say they're broke, thanks to the housing bust, and many are trying...
...emerging consequences of Ahmadinejad's victory, I scolded myself daily. Ambivalence and laziness had gotten the better of me, and I deserved to suffer the consequences. I also scolded all my friends and relatives who hadn't voted. When they complained about double-digit inflation, a real estate price hike of 150%, five-hour lines for gas (the government had botched a plan to drop gas subsidies), Internet censorship, government plans to facilitate polygamy and gender segregation in classrooms, I told them they were to blame, not Islamic theocracy. They had chosen not to elect a better leader. (Check...
...weeks ago, Jon Rubinstein was booking up the side of Mount Tamalpais in Northern California while I wheezed like a steam engine in his wake. This was irritating on two levels: 1) I do this hike all the time, and 2) he had already gone for a long run earlier...