Word: hmo
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Another popular argument against bondholders is that they made bad investment choices, so their steep losses are well deserved. But union leaders in Detroit negotiated the richest benefits packages of any industry - GM's health-care outlays grew so big that one Wall Street analyst dubbed the company "an HMO on wheels" - and that played some role in the declining competitiveness of GM and Chrysler. Don't the autoworkers and their union leaders bear some responsibility for that...
Regulation Scores of agencies police doctors. Thousands of people make their living doing it. They give us yearly tasks that doctors, on pain of ending their careers, absolutely must do: 10-page reappointment forms, written exams, blood tests, physicals. Every hospital we work in, every HMO we sign up with does this too. Every year. Every 10 years we have to take our boards again. (Imagine if lawyers had to pass the bar exam every decade until they quit.) And there are yearly federal and state licensures and safety exams, fire exams, infection-control exams, malpractice-insurance exams, queries about...
Haig's warnings may apply to for-profit medical insurance and hospitals, but there are alternatives. In my HMO, Kaiser Permanente, medical decisions are made by doctors. Medical records have been online for years. Copays are low, and there are no cutoffs for the cost of surgery, hospitalization or other care. Prescription drugs are covered. And premiums are lower than those of for-profit plans. If Barack Obama's health-coverage plan is modeled on one like mine, then everybody can win. Phil Bond, ELK GROVE, CALIF...
Percentage of respondents to an eHealthInsurance survey who said they were sure they understood the meaning of key terms like HMO, PPO and HSA used in their health-insurance policies...
...Terror, says it may not be necessary to teach every medical student the specifics of torture. Rather, there's a more general skill all doctors need: push back--the ability to say no, whether it's to a commander who wants a prisoner tortured or an HMO that wants the potential benefits of an expensive treatment concealed. "Every doctor is going to wind up in a dual-loyalty situation," Miles says. The answer is to remember that a doctor's first objective is to relieve suffering--not to cause...