Word: hmos
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Dates: during 2000-2009
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...MEDICAL MIGRAINE No matter whether you are running a business, toiling in an office or looking for a job, you are probably feeling the health-care sting. Workers notice it in the form of higher payroll deductions and larger co-pays for prescription drugs. HMOs, which typically used to cover hospital stays in full, are adding deductibles of about $240 a visit...
...prescription drug benefit—and other health insurance benefits under Medicare—should be managed principally by competing private plans or by the traditional government-run plan. The current House bill contains significant incentives for seniors to leave the conventional Medicare plan in 2010 and join private HMOs and other managed care insurers. This is likely to become controversial because, according to a recent Kaiser Family Foundation/Harvard School of Public Health poll, 63 percent of seniors would prefer to receive their benefits from the current government Medicare program—as opposed to 19 percent who would prefer...
...third issue is what to do about the cost of the new drug benefit as it rises over time. Spending on prescription drugs by the insured population has grown faster than spending on most other areas of health care. The bills currently being debated rely on market competition among HMOs and other managed care plans to contain the future cost of the new drug benefit, and the jury is still out on whether such an approach will succeed. If competition is not successful in containing costs, we are likely to see proposals for government regulation of prices, negotiated discounts from...
...Tuition Assistance Plan (TAP). The plan allows employees who put in at least half-time at Harvard to take a course every semester for only $40. The educational benefits that Harvard employees receive are matched by their health coverage. Workers are given the choice between 9 health plans, including HMOs like Harvard Pilgrim Health Care and the Tufts Health Plan...
...graduated with me from medical school in the mid-'70s are working 50 to 60 hours a week, almost as hard as they did as interns, just to make ends meet: to pay their rent and nurses and other office expenses on the highly reduced reimbursements they get from HMOs, Medicare and Medicaid. And then a huge part of what is left over goes to pay for malpractice insurance...