Word: homelink
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...both cases, it helps to deal through a reputable home-exchange network like HomeLink or Intervac, which are the largest and have been around for 40 years. There are also a growing number of newer exchange services cropping up on the Internet. For an annual fee, usually under $100, your home or apartment is listed by location with a brief description of its amenities and occupants. You can also note the cities or countries you would like to visit and the times of the year you would like...
...vast majority of exchangers are home-owning professional people like doctors, professors and business owners. About 40% are repeat exchangers, so it's easy to get references from others with whom they have stayed. Of the very few problems he has seen in the 10 years he has run HomeLink, Karl Costabel says, "most of them are trivial." To avoid worry, Costabel recommends locking up valuable or fragile items or taking them to a friend's house. "We have had no lawsuits in 10 years," says Intervac's Lori Horne, "and the few complaints we've got relate mostly...
...first time you pay a bill with HomeLink, you tell the system the company you're sending a payment to, their mailing address and pertinent information like your account number. From then on, whenever you want to send a payment to that creditor, you select them from a menu and tell HomeLink how much you want to send. Forget looking for stamps; BankBoston either transfers the funds electronically or mails the check itself...
...HomeLink's interface is primitive, harkening back to old MS-DOS terminal programs. All the menus are accessed by the keypad on your computer, with little mouse support and no graphics. Bank-Boston's promise to deliver a new, graphically-oriented version is almost a year late. But you can use HomeLink to transfer data between Quicken, the popular personal finance software package, and your account...
...HomeLink and other packages like it are great if you have a bank account locally and just want to access it electronically. If you're really interested in Internet banking, however, you can now transact all your banking without ever seeing a banker, or even a bank branch...