Word: homelink
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...have an account with a major local bank, chances are you already have access to home banking. Undergraduates who have accounts through BankBoston (www.BankBoston.com) have undoubtedly already been inundated with information about the HomeLink system, for instance. The service and software are free, although there is a nominal monthly charge for electronic bill payment...
...With the HomeLink system, you use a modem to connect to BankBoston's encrypted dial-up system via the phone lines they provide with their software. (You can't access HomeLink over the Internet yet.) Enter your personal identification number (PIN) code, and you're ready...
...first time you pay a bill with HomeLink, you tell the system the company you're sending a payment to, their mailing address, and pertinent information like your account number. From then on, whenever you want to send a payment to that creditor, you select them from a menu and tell HomeLink how much you want to send. Forget looking for stamps; the bank transfers the funds electronically or mails a check themselves...
...HomeLink's interface is primitive, harkening back to old MS-DOS terminal programs. Menus are accessed by the keypad on your computer, with little mouse support and no graphics. But BankBoston promises a new, graphically-oriented version later this year. And you can even transfer data between the popular Quicken package and your account...
...HomeLink and other packages like it are great if you have a local account and just want to access it electronically. If you're really interested in Internet banking, however, you can now transact all your banking without ever seeing a banker or even a bank branch...