Word: homelink
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Dates: during 1996-1996
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...have an account with a major bank, you probably have access to home banking. BayBank, now BankBoston, has inundated clients with information about its HomeLink system. The service and software are free, but there is a nominal monthly charge for electronic bill payment...
...HomeLink allows you to use a modem to connect to BankBoston's encrypted dial-up system. (You can't access HomeLink over the Internet, yet.) Enter your PIN code, and you're ready...
...first time you pay a bill with HomeLink, you tell the system the company you're sending a payment to, their mailing address, and pertinent information like your account number. From then on, whenever you want to send a payment to that creditor, you select them from a menu and tell HomeLink how much you want to send. Forget looking for stamps; the bank transfers the funds electronically or mails a check themselves...
...HomeLink's interface is primitive, harkening back to old MS-DOS terminal programs. Menus are accessed by the keypad on your computer, with little mouse support and no graphics. But BankBoston promises a new, graphically-oriented version later this year. And you can even transfer data between the popular Quicken package and your account...
...HomeLink and other packages like it are great if you have a local account and just want to access it electronically. If you're really interested in Internet banking, however, you can now transact all your banking without ever seeing a banker or even a bank branch...