Word: homely
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Dates: during 1980-1989
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...Democrats' proposals to allow early IRA withdrawals to fund tuition or buy a first home, however, would complicate the now simple IRA, raise the potential for abuse and reduce the amount ultimately saved for retirement. Congress might better allow IRAs to be pledged as collateral on education loans and first-home mortgages. Any tinkering should focus on how to get people to put more into IRAs (perhaps by raising the $2,000 annual allowable contribution, even if the excess were not deductible) rather than on ways to let them take money...
...computing taxes. And is it fair? It insulates those with real estate and stocks and fine art from the effects of inflation but not those without appreciable assets, whom inflation hits hardest. (Homeowners already have big tax breaks. They're allowed to roll gains tax-free from one home to the next and, at 55, avoid tax altogether on $125,000.) Furthermore, insulating voters from inflation makes them more tolerant of it and thus its rise more likely -- but its effects, ultimately, no less devastating...
...children like Mickey who need more. They may need hospital care because their mothers used crack during pregnancy. They may need psychiatric treatment to deal with the effects of sexual abuse. They may need wheelchairs, costly medication, special classes. And without a doubt, they will need a home...
...largest number spend years carting their toothbrush and T shirts from one foster home to the next, at each stop growing less hopeful, less open to the exchange of affection and trust that comes naturally to most children. "If you've got a kid who is 16 and has been in ten foster homes, you can't imagine the devastation," says Catherine Tracy, chief deputy of children's services for Los Angeles County...
...court who could hold a family together," says Penny Ferrer, director of New York City's office of adoption services. "But crack mothers cannot." And even as new cases cascade into the child-welfare system, the number of foster parents has been declining. With more women working, fewer are home to take in children. Some adoption officials foresee an eventual return to the system of warehousing children in orphanages...