Word: household
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Dates: during 2000-2009
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...mainstream economy. And there does still seem to be equity available for microfinance; recently, for example, a couple of large private equity deals were completed in India. Repayment rates remain very high, 97% or 98% in many places. That results from good, old-fashioned credit methodology - you know a household's capacity to repay. That's the kind of old-fashioned banking that some people feel was absent in this latest round of banking disasters. At the same time, we are seeing many microfinance institutions (MFIs) scaling back expansion plans and, in some cases, raising interest rates as a result...
...excellent introduction to finance for micro-entrepreneurs, but the businesses tend to remain quite small, purely income-generating activities that rarely grow to scale. Like group lending, the individual lending methodology does not require the borrower to have collateral since the MFI's lending decision is based on the household's capacity to pay. Marketing is another relatively new area that has not traditionally been a focus of the microfinance industry. Yet as MFIs increasingly move beyond credit to offer insurance and savings products so that women can save to pay their children's school fees and invest in healthcare...
...crisis. Professor Elizabeth Warren told The New York Times on Tuesday the government’s actions so far have lacked clarity and direction. Warren said she believes that if need be, the government should not shy away from repairing individual families’ financial health. “Household financial health is profoundly tied to the economic health of the nation. You cannot repair this economy if you can’t repair those families, and I’m not sure the people directing the bailout see that as their job,” she said...
...father, Emmett Rice, was a governor of the Federal Reserve System. Her mother, Lois Dickson Fitt, is an academic scholar whose parents were born in Jamaica. Raised in a household that stressed education and public affairs knowledge, when Nixon resigned from office, a 9-year-old Rice was the one who told her parents the news...
...beyond, but with a focus on storewide sales rather than individual door-buster specials. FigLeaves.com started out with up to 50% off storewide sales and increased it to 70% in anticipation of Cyber Monday. Amazon.com has already taken as much as 65% off prices for kitchen appliances and household items. "There is more breadth of merchandise on sale for Cyber Monday," says Sucharita Mulpuru, principal analyst of e-business retail at Forrester Research. "Whereas Black Friday is limited to an assortment of items that are high-velocity drivers...