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Those who claim otherwise tend to cite America's enduring love affair with guns, but there never was one. The image of shoot-'em-up America was mainly the invention of gunmaker Samuel Colt, who managed to convince a malleable 19th century public that no household was complete without a firearm--"an armed society is a peaceful society." This ludicrous aphorism, says historian Michael Bellesiles of Emory University, turned 200 years of Western tradition on its ear. Until 1850, fewer than 10% of U.S. citizens had guns. Only 15% of violent deaths between 1800 and 1845 were caused by guns...

Author: /time Magazine | Title: Get Rid of the Damned Things | 8/9/1999 | See Source »

...Anderson, of BankRate.com was surprised to learn that as a reward for mailing in his credit-card payment on time, he would have less time each month to pay. Ron Stadelman has another tale of woe. Last summer the Cary, Ill., real estate agent transferred his balance to a Household Visa card with a 10.4% rate. But within a few months, his account, among others, was purchased by Fleet Bank, which gradually hiked the rate to 26.9% and said Stadelman couldn't close the account until he paid off his entire $8,500 balance. "It's highway robbery," fumes Stadelman...

Author: /time Magazine | Title: Finance: On The Hook For Fees | 8/9/1999 | See Source »

Once I overcame my initial repulsion, I discovered that the flat wasn't so bad. Mike, Joanna and Linda weren't exactly my type of people, but they were friendly and considerate roommates. The commute was short, all the household appliances worked, and I learned the joys of fivechannel British television programming...

Author: By Sara M. Jablon, | Title: Finding A Flat | 7/30/1999 | See Source »

...enough that there are more than 1.7 million copies of the first two books, Harry Potter and the Sorcerer's Stone and Harry Potter and the Chamber of Secrets, in print in the U.S.; young readers want the new one, and they want it now. In the Henderson-Nold household in Berkeley, Calif., Nick, 12, and Will, 10, were so desperate for the next fix that Nick and his mother, Susan Henderson, went straight to the Internet, where they struck gold. More than a month before the Prisoner of Azkaban was available even in Britain, the Henderson-Nolds had ordered...

Author: /time Magazine | Title: Books: Abracadabra! | 7/26/1999 | See Source »

...MORE PAPER CUTS Lots of banks are equipped to let you pay your household bills online. But so few vendors send bills electronically that you're still forced to plow through that stack of snail mail every month. Even the most popular personal-finance managers, Intuit's Quicken and Microsoft's Money, support only partial e-billing. But as usual, the Web is changing everything. There are now three Web-based services willing to do all your bill-related busywork. For less than $10 a month, they will receive all your bills, paper or electronic, and give...

Author: /time Magazine | Title: Your Money: Jul. 19, 1999 | 7/19/1999 | See Source »

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