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...billion, according to a recent study done by the payment processing company First Data International. Credit card debt remains minimal - 85% of cardholders pay the full balance off each month. By comparison, Americans possess 640 million cards - more than double the population - with the average card-holding household owing an estimated...
...What developers didn't count on, though, was stingy consumers. Despite the country's rapid economic gains, the average citizen has little to spend on frills. Per capita annual income remains below $2,000. The average household saves more than 25% of its pay, in contrast to Americans, who in recent years have tended to spend more than they make. Just 4% of Chinese have credit cards, and purchases using plastic average less than $1,000 a year per cardholder. By Western standards, Chinese consumers simply have not yet begun to spend. As a result, "less than a handful...
...Mara Vanderslice would know, since she was the person nominally in charge of shaping his religious identity. Vanderslice, who just turned 32, is a secret agent of sorts who grew up in a Unitarian Democratic household in Boulder, Colo., where she was raised to believe that Christians tended to be Republicans and vice versa. She went off to Earlham College in Indiana, an earnest Quaker school with a dry campus where students took themselves and their role in the world seriously. A semester abroad in Central America launched her on a spiritual journey, which led to her baptism by full...
...Monteverde rain forest ($80) to a visit to a Kenyan Masai village to meet the chief ($50). According to Condé Nast Bridal Media, 10% of brides now register for honeymoons. Many do it because as Americans get married later in life, they are finding they already own the household items that the traditional registry was created for. At the same time, restless consumers are spending ever more money doing things vs. owning things. This has created a perfect market for experiential wedding gifts, and several entrepreneurial websites, including the tourism office of the government of Aruba, have successfully waded...
...despite the recent price run-up, Americans still spend less to feed themselves than any other people on the planet--probably less than any monetized society in history. Just 9.9˘ of each dollar we spend is for food, down from 23.4˘ in 1929. By comparison, 16% of household expenditures in Britain go to food; Brazilians spend 23%, Thais...