Word: householder
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Dates: during 2000-2009
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...already under way, Stephen Roach, chief economist of Morgan Stanley, had a pitcher of cold water ready, pointing out that no economy had ever been able to maintain a buoyant recovery from a recession while running such an enormous deficit on the current account, and while household and corporate balance sheets are overloaded with historically-high levels of debt. The most frightening thing, perhaps, was this: it's only the U.S. that is likely to provide real growth in the foreseeable future, as Europe's economy continues to perform with a sort of muddling disappointment, and Japan's stumbles from...
...Kronberg household, Michelle writes the checks and Harvey handles the telecommunications. They operate two small home businesses, Kronberg's Flags and Flagpoles and a local newsletter, and though Harvey is his own boss, he has to keep a lot of other people happy--his cell-phone company, his long-distance carrier, another phone company for the fax line at his office and still another for local phone service. The Kronbergs live in Texas, a state that went in for deregulation in a big way, so not only do they have to choose from multiple local phone services, but they also...
Schaefer had just learned that her grandson had cancer, and she had to get a cell phone to stay in touch. "My stress level was through the roof," she says. The experience has completely changed the way she runs her household. "I feel like an attorney," she says. "I used to spend about two hours per week on my bills. Now it's tripled. I'm looking through everything...
...that focus groups will take you only so far: there's always an element of gut, and of risk. Lutz used his gut to propel a struggling Chrysler to greatness in the 1990s with a series of cars and trucks that initially raised eyebrows internally but have since became household names: the Viper, the Ram pickup, the PT Cruiser...
...short term remains laced with dangers. Household spenders are vulnerable to the triple-threat of high unemployment, rising long-term interest rates and the negative wealth effect of what Greenspan euphemized as "equity deflation." (Interestingly, Greenspan lent no overt credence to the worries about consumer debt that have cropped up lately, though rising mortgage rates are certainly part of that.) Businesses, without consumer demand (or, for that matter, much in the way of profits) to inspire them, may be slow to begin the capital investments that will fuel the next expansion...