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...hours (for villagers without regular electricity) and an extra-loud volume for use in noisy markets. The poor need innovative models of financing too. When cement supplier Cemex, based in Monterrey, Mexico, was looking to kick-start sales after Mexico's mid-1990s financial crisis, it founded Patrimonio Hoy, a combination builder's "club" and financing plan that targets homeowners who make less than $5 a day. It recruited 510 promoters to persuade new customers to commit to building additions to their homes. The customers paid Cemex $11.50 a week and received building materials every 10 weeks until the room...

Author: /time Magazine | Title: Selling to the Poor | 5/29/2005 | See Source »

...contest will be completed at 12 p.m. at the same location, Cornell’s Hoy Field, today...

Author: By Pablo S. Torre, CRIMSON STAFF WRITER | Title: SPORTS BRIEF: Brown Wins First of Make-up Doubleheader; Nightcap Suspended | 4/21/2005 | See Source »

That measured rationale won no sympathy from the right-wing opposition party ARENA, which sharply criticized Duarte for capitulating to the kidnapers. Even before the exchange of prisoners, an advertisement in the national newspaper El Diario de Hoy asked, "How will it be explained to the soldiers who in the field of battle captured these freed insurrectionists?" Of more immediate concern to the President was the reaction of the Salvadoran armed forces, which lately have had a hard time combatting the guerrillas' hit-and-run attacks. One field commander circulated a petition objecting to the negotiations with the guerrillas. Duarte...

Author: /time Magazine | Title: El Salvador: Home Again | 4/18/2005 | See Source »

...with need. Students with experience can also choose a drop-in option for $50, allowing them access to the studio and materials on weekends. For those unsure of the appeal of wet clay, the ceramics program hosts a Clay All Night party once a semester. According to Jessica S. Hoy ’07, undergraduate coordinator for the ceramics studio, Clay All Night is unique because “people with no experience can come down and try out the wheel...

Author: By Madeline K. Ross, CONTRIBUTING WRITER | Title: Artists in Residence | 3/3/2005 | See Source »

That may well be true. But by the practical standards of the criminal-justice system, in which prosecutors have to measure out their resources and pursue cases they have at least some expectation of winning, this one seemed a loser from the moment Hoy collared Bryant without Hurlbert's knowledge. Although Hurlbert filed charges two weeks later, experts say he needlessly rushed the investigation. In a preliminary hearing, Judge Frederick Gannett forewarned Hurlbert about the merits: he allowed the case to go forward but noted that the evidence barely met the legal standard...

Author: /time Magazine | Title: Kobe Rebounds | 9/13/2004 | See Source »

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