Word: hybridize
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...PREFERRED PROVIDER ORGANIZATION: This is a hybrid of managed care, as delivered through an HMO, and the old-fashioned fee-for-service plan. In a PPO, you can go to any doctor you want. But out-of-pocket costs are much higher if you go outside the plan's network of providers...
...hallmark of most newly minted rock stars, but Bennington, 25, and his mates in the Los Angeles-based band Linkin Park are exceptional in more than mere fiscal prudence. Linkin Park shocked the record industry by selling 4.8 million copies of its debut rap-metal fusion album, Hybrid Theory (Warner Bros. Records), to eclipse 'N Sync, Shaggy and Britney Spears as the top-selling act of 2001. "We're stunned," says DJ Joe Hahn. "We expected to tour in an RV for three album cycles before anything even close to this happened...
...hard to imagine a band with less industry buzz than Linkin Park, circa 1998. "From the very first song we ever wrote," says Delson, who co-founded the group with junior high school buddy Shinoda, "the vision was, 'Let's create a hybrid of hip-hop and heavier music and electronic music and try to make it into one sound.' It was pretty crude when we started." So crude that every major label took a pass. Things only got worse when Limp Bizkit, Korn and other fusion groups hit the charts with a similar musical formula. "We thought...
...rates are working--mainly by keeping mortgages affordable, which has kept the housing market bustling and homeowners feeling a reserve of wealth. With long-term rates surging lately, homeowners are switching to hybrid mortgages that offer a fixed rate for the first few years and then adjust every year after that, and are still finding great terms. The trick now is to get businesses investing again before homeowners exhaust what they're willing to spend of their housing wealth...
...Cleaner air. Self-explanatory, particularly if you do the smart thing and start giving tax breaks to cabbies who buy electric- or hybrid-powered cabs...