Word: ifs
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"Right now, the one thing that really stands out to the advantage of the industry is affordability, and if interest rates were to move up sharply from here, that would meaningfully cut into affordability," says Bob Curran, a managing director at Fitch Ratings.
Curran also worries about how this round of loan-principal reductions will play out among investors who buy mortgage securities and whether they may be reluctant to buy new mortgage loans if there's a chance the principal will wind up being reduced down the line. "The returns would have...
Rick Sharga, vice president of marketing for RealtyTrac, is cautiously optimistic that the program will help slow foreclosures. "One of the things that's prevented more success on these [loan-modification] programs is, we've had a principal-balance problem, and this program, on the face, would seem to resolve...
Adam’s Brain Break is guarded as if it were a U.N. aid van in a disaster zone rather than a source for food in a college dorm. At 9:58 p.m. EST, six hungry Adams residents lined up in front of a uniformed guard. And unless...
Ultimately, we were able to attend what was an unremarkable Brain Break. Don’t get us wrong, the standard goods were all there: bagels, bread, chocolate chip cookies, and a full array of cereal. Some dubious but tasty eggplant was also available. But no matter what kind of...