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...more to invest, it's worth your while to shop for a higher yield. Bankrate.com lists rates on money-market accounts, similar to money-market funds but FDIC insured. These bank-based accounts have historically lagged behind money funds' yield by about 1 percentage point, according to money tracker iMoneyNet. But banks have become aggressive and now offer equivalent yields--at times even better ones. Bankrate.com shows some good deals, such as one from ING Direct currently yielding 2.10% annually and one at VirtualBank that pays 2.15%. David Yeske, a certified financial planner in San Francisco, points out that high...

Author: /time Magazine | Title: Investing: Cash Makes A Comeback | 7/26/2004 | See Source »

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