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...over getting sued by investors who are ultimately entitled to the loan payments through mortgage-related securities. Servicers are contractually bound to act in the interest of investors overall, but they might still not rewrite loans, even when that creates the most value in the aggregate, since modifications can impact certain investors more than others - and it only takes one to sue. That's why on Feb. 4. the House Financial Services committee met to talk about making a law to shield servicers from such lawsuits. The law, first proposed by real estate and law professors at Columbia University, would...
Probably not. No studies I found have looked at the specific issue of whether random drug tests affect substance use among teachers. But several studies have examined the impact of random testing in another school population - students. In the most comprehensive study on the subject to date, a 2003 University of Michigan study involving 894 middle and high schools found that random student drug-testing tends to reduce marijuana use slightly (about 5%) but actually increase the use of other drugs (about 3%). The authors theorize that drug-using kids may think that prescription and other drugs are harder...
Plenty of critics raved about West's use of Auto-Tune, but T-Pain is often dismissed as a novelty act. (Not that he minds: "I'd rather be known for something than unknown for nothing.") But unlike most singers, he acknowledges the impact Auto-Tune has had on his career. Of the half a dozen engineers and producers interviewed for this story, none could remember a pop recording session in the past few years when Auto-Tune didn't make a cameo--and none could think of a singer who would want that fact known. "There's no shame...
With the exception of Milli Vanilli's, pop listeners have always been fairly indulgent about performers' ethics. It's hits that matter, and the average person listening to just one pop song on the radio will have a hard time hearing Auto-Tune's impact; it's effectively deceptive. But when track after track has perfect pitch, the songs are harder to differentiate from one another--which explains why pop is in a pretty serious lull at the moment. It also changes the way we hear unaffected voices. "The other day, someone was talking about how Aretha Franklin...
...Maytas Infrastructure, property companies owned by the Raju family. Two senior partners of Satyam's auditors, Price Waterhouse, S. Gopalakrishnan and Srinivas Taluri, have also been arrested and charged with conspiracy, among other allegations. "SEBI will mainly look into any falsifications that may have had a [stock] price impact," says Anand Prasad, a partner at Delhi-based corporate law firm Trilegal. "They will look into how shareholders and the markets may have been impacted." Depending on the findings, SEBI can impose financial penalties or seek criminal convictions in court. It's unclear how long the investigation will take...