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...equation starts to shift, though, as you near retirement age. In some cases, late in your career--say, five years from retirement--it makes sense to stop contributing to tax-deferred accounts and stash your money in a taxable low-cost stock-index fund instead. Why? Because the compounding effect of tax-free investing needs years to overcome the higher tax rate applied to such accounts at the time of withdrawal. And taxable accounts get the benefit of skipping capital-gains tax altogether when the account changes hands at death...

Author: /time Magazine | Title: Stop That 401(k)! | 7/10/2000 | See Source »

...rise), others are hurriedly dumping losers. The rest are out playing golf or beating the traffic to the Hamptons for the Fourth - it's not an easy scene to parse. But Dow investors without tee times, at least, were doing something quite logical as they pushed the index down Friday morning: They were worrying about earnings...

Author: /time Magazine | Title: The Economy? Er, Tune in After the Fireworks | 6/30/2000 | See Source »

...Freenet's kinks. It's in a creaky early version right now, so hard to use that only some 35,000 people have hooked up. High on Clarke's to-do list: create a search engine so users won't need to consult informal lists like "Steve's Key Index" that volunteers have assembled...

Author: /time Magazine | Title: The Infoanarchist | 6/26/2000 | See Source »

...actual content, the pickings are still slim, but it's not hard to see Freenet's vast potential. Clarke scrolls down an index looking for items of interest and calls out what he finds. The Communist Manifesto. The U.S. Constitution. A document purporting to be a British Intelligence report on Libyan spying activities in Britain. A lot of files have names suggesting they're pornographic; a few seem to be child porn. There are files that appear to contain secret "OT" documents of the Church of Scientology. If they're real, they illustrate Freenet's power: the Scientologists have obtained...

Author: /time Magazine | Title: The Infoanarchist | 6/26/2000 | See Source »

...night, now runs about $181. In Italy the dollar buys a hefty 2,038 lira, up 9.2% over last year. Buon giorno, Florence! Even getting across the pond is a bit cheaper. Summer airfares to Europe are down 5% from '99, according to the American Express International Airfare Index...

Author: /time Magazine | Title: Calling All Passengers | 6/19/2000 | See Source »

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